103 Oscar Drive Lot 16

Georgetown, IN
$ 434,900 Beds 4 Baths 3 Sq 2,258
Monthly Estimate* How much can I afford?

*BUILDER WILL PROVIDE UP TO $5,000 TOWARDS BUYERS CLOSING COST WITH PREFERRED LENDER* ESTIMATED COMPLETION SEPTEMBER 2026*Welcome to Cottonwood Commons, ASB Homes' newest community in desirable Floyd County! This exclusive neighborhood features only 16 homesites, offering a boutique setting just minutes from the expressway, approximately 15 minutes to downtown Louisville, and located within the highly regarded Floyd County school district. This thoughtfully designed home offers nearly 1,500 finished square feet on the main level plus a partially finished basement, featuring 4 bedrooms and 3 full bathrooms. The open floor plan showcases 10-foot smooth ceilings in the great room, life-proof flooring throughout the foyer, kitchen, eat-in dining area, hallways, great room, and owner's suite, creating a seamless blend of style and durability. The kitchen is appointed with quartz countertops, tile backsplash, and quality finishes throughout. The spacious owner's suite features a private bath with dual vanities and a ceramic tile shower with dual shower heads. Enjoy relaxing on the covered rear patio overlooking a beautiful wooded backdrop that provides added privacy and a peaceful setting. Built with quality in mind, the exterior offers an attractive combination of Hardie siding, stone, and brick, while premium features include JELD-WEN windows, spray foam and blown cellulose insulation, an RWC Structural Warranty, and an Energy Smart Rating for exceptional efficiency.

Active

  • Price
  • $ 434,900
  • City
  • Georgetown
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • Floyd
  • Half Bathrooms
  • 0
  • Area
  • Georgetown
  • Lot Size
  • 0.18 Acres
  • Zip
  • 47122
  • Sqr Footage
  • 2,258
  • Year Built
  • 2026
  • Style
  • MLS#
  • 202609585
Listed By: Troy Stiller with Schuler Bauer Real Estate Services ERA Powered (N
Data Source: Southern Indiana REALTORS® Association (SIRA)

Features

General

Heating Heat Pump
Cooling Central Air
Possession Negotiable
Appliances Dishwasher,Microwave,Oven,Range
Zoning Residential
HOA Fee 300
Garage Spaces 2
Patio/Porch Features Covered,Patio,Porch
Architectural Style One Story
Construction Materials Brick,Frame,Hardboard,Stone
Year Built 2026
Stories Count 1
Township Georgetown
Levels One
Unit Number LOT 16
Property Subtype Residential
Assoc Fee Paid Per Annually
County Floyd
New Construction true
Property Type Residential
HOA true
Attached Garage true
Subdivision Name Cottonwood Commons
Garage Y/N true
Total Rooms 8
Full Baths 3
Status Active
Directions Georgetown Exit to Corydon Ridge Road. Next to Edwardsville Park.
City Georgetown
Zoning Description Residential
Lot Size Units Acres
Lot Size Square Feet 7840.8
Listing Terms Cash,Conventional,FHA,VA Loan
Property Condition Under Construction
Standard Status Active
Property Sub Type Additional Residential

Interior Features

Interior Amenities Ceramic Bath,Entrance Foyer,Eat-in Kitchen,Kitchen Island,Bath in Primary Bedroom,Main Level Primary,Open Floorplan,Pantry,Separate Shower,Cable TV,Utility Room,Vaulted Ceiling(s)
Basement Full,Finished,Partially Finished,Sump Pump
Total Fireplaces 1
Fireplace Features Electric
Basement (Y/N) true
Air Conditioning Y/N true
Heating Y/N true
Window Features Thermal Windows
Fireplace Y/N true
Above Grade Finished Area 1497
Laundry Features Main Level,Laundry Room
Total Bedrooms 4
Below Grade Finished Area 761
Total Baths 3

Exterior Features

Exterior Amenities Landscaping,Paved Driveway,Porch,Patio
Parking Features Attached,Garage,Garage Door Opener
Water Source Connected,Public
Lot Size Area 0.18
Foundation Details Poured
Building Area Total 2258
Lot Size Acres 0.18
Lot Size Source Assessor

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Jeffersonville, IN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School
Middle School
High School

Price History

6/26/2026 Listed $439,900
8/27/2026 1% - $434,900

Property vs Zip Code Average in 47122

Price
AVG $380K
$430K
Year Built
AVG 2013
2026

103 Oscar Drive Lot 16 Georgetown, IN is a Single Family Home for sale at $434900 with 2258 sqft and a lot size of 0.18 Acres Acre(s). 103 Oscar Drive Lot 16 Georgetown has 4 bedrooms, 3 baths and was built in 2026. The property's zip code is 47122 which is in Georgetown, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.